Terms & Conditions
Overview

Introduction

Binuxy is a BIN lookup API service provided by GRE Development Ltd (London, UK). These Terms & Conditions govern your use of our website, API, and related services. You must be at least 18 years old or have legal capacity to enter into these terms.

Service Description

Binuxy provides access to BIN (Bank Identification Number) lookup data and related information via API and web interfaces. The service is intended for lawful business use, such as payment processing, fraud prevention, and compliance.

User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate information and to use the service only for lawful purposes.

Acceptable Use Policy

You may not use Binuxy to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Attempt to reverse engineer, copy, or resell the service or data
• Use the service for high-risk activities (e.g., credit decisioning, without additional due diligence)
• Disrupt or harm the service or its users

Data Accuracy and Availability

While we strive to provide accurate and up-to-date BIN data, we do not guarantee the completeness, accuracy, or availability of the information. The service may be unavailable from time to time due to maintenance or technical issues.

Fees and Payment

Some features of Binuxy require payment. By subscribing or making a purchase, you agree to pay all applicable fees as described on our website. All fees are non-refundable except as required by law or as stated in our refund policy.

Termination

We reserve the right to suspend or terminate your access to Binuxy at any time, with or without notice, for violation of these terms or for any other reason.

Limitation of Liability

To the maximum extent permitted by law, Binuxy and GRE Development Ltd are not liable for any indirect, incidental, special, or consequential damages arising from your use of the service. Our total liability is limited to the amount you have paid for the service in the past 12 months.

Indemnification

You agree to indemnify and hold harmless Binuxy, GRE Development Ltd, and their affiliates from any claims, damages, or expenses arising from your use of the service or violation of these terms.

Changes to Terms

We may update these Terms & Conditions from time to time. We will notify you of material changes by posting the updated terms on our website. Your continued use of the service constitutes acceptance of the new terms.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be resolved in the courts of London, United Kingdom.

Contact Information

If you have any questions about these Terms & Conditions, please contact us at [email protected].

Information We Collect

How We Use Your Information

We use the collected information for the following purposes:

• Provide and maintain our BIN lookup API services
• Process payments and manage your account
• Monitor and analyze usage patterns to improve our services
• Provide customer support and respond to inquiries
• Send important updates and security notifications
• Comply with legal obligations and prevent fraud

Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

• With your explicit consent
• To trusted service providers who assist in operating our services
• When required by law or to protect our legal rights
• In connection with a business transfer or acquisition

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption, secure servers, access controls, and regular security audits.

Data Retention

We retain your personal information only for as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. API usage logs are typically retained for up to 12 months for analytics and security purposes.

Your Rights

You have the following rights regarding your personal information:

• Access and review your personal information
• Request correction of inaccurate data
• Request deletion of your personal information
• Withdraw consent for data processing
• Data portability and transfer

Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience on our website. These help us analyze website traffic, remember your preferences, and improve our services. You can control cookie settings through your browser preferences.

Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: